tailor-made mortgage
Customized mortgages with no surprises
At buro philip van den hurk, we don't believe in standard solutions like roll-over mortgages or do-it-yourself calculations that don't take your personal situation into account. We don't offer online mortgages that are impossible to close or bait interest rates that you'll never get anyway. We offer something much more valuable: personalized financial advice, tailored to your unique circumstances.
Our process begins with a comprehensive inventory of your financial situation. We delve into your current position, future plans, wishes and preconditions. Then we make a thorough analysis in which we carefully calculate and cost everything. We discuss this with you in detail, so that you know exactly which mortgage best suits your situation, both now and in the future.
When we are certain of the optimal solution, you will receive a proposal that we will explain in a personal meeting with your regular advisor. No surprises, no hidden costs, just clear and honest advice you can fully rely on.
At buro philip van den hurk, you are our focus, and we make sure that your mortgage not only fits your current situation, but also your future.
Ready for a mortgage that really suits you? Contact us for a no-obligation consultation with your personal advisor.
Retire early or late
Retirement: what is right and is your retirement well taken care of?
Retirement should be good; everyone agrees on that. But what exactly is a good pension? And more importantly, is your pension well organized?
Ultimately, you decide what a good retirement means to you and what you need for an enjoyable life after your working years. But determining those needs is often not easy. Exactly how much do you need? What have you already accrued so far? And do you still have enough time to make any adjustments?
When we at buro philip van den hurk talk to you about retirement, we start by taking stock of your current situation. We examine what has already been accumulated, make an assessment together of what you need, and then work out a plan to achieve your goals.
In this process, we look at all possible options for retirement planning. We also include aspects such as freedom, taxation, spending goals, gifting and inheritance plans in our advice, so that your retirement plan is not only financially sound, but also aligned with your personal wishes and goals.
That way you know exactly where you stand, and you can face the future with confidence.
ability to do nothing
Building wealth: saving or investing?
Do you want to build wealth, have a nest egg, or do you have a specific goal in mind? Depending on the time, type of investment and how much you want to spend, you will have to make a choice. But that very thing is not easy these days.
Saving may feel safe, but with today's low interest rates often below inflation, it may not bring enough return in the long run. Investing can offer more variety and potential returns, but can you sleep easy? And as for the until recently safe haven, bonds - are they still reliable at today's low interest rates?
At buro philip van den hurk, we have a clear view on saving and investing: you decide, and we execute. Whether you're looking for the best savings solutions, the smartest options for availability, or if you want, a suitable asset manager, we help you make the right choices.
In this way, we ensure that your assets are safely and strategically managed so that you can sleep with peace of mind.
Insurance is not boring
Personal and independent insurance advice
Your personal advisor from buro philip van den hurk offers you customized financial advice, fully tailored to your unique situation. Insurance may not be the most exciting part of your financial planning, but it's critical. The right coverage ensures that you don't overpay and that settlement goes smoothly when it matters.
Want independent insurance advice where you're not over- or under-insured, but also don't pay higher premiums than necessary? With us, you'll get expert help to make sure you only pay for what you really need, without the high costs of standard policies.
We can analyze your existing insurance policies, select better alternatives and arrange everything for you. Through us or, if you prefer, online, we will help you keep an overview and organize everything properly.
Boring, perhaps, but excellently arranged!