You rent but actually want to buy. But you think for sure that you are not financeable and yet you are; is that possible? The surprising answer is: yes, it can.

Because if you can show that you are used to bearing a certain recurring rental burden, then under certain conditions that is enough to get a higher mortgage financing. Let us explain.

There are rules for establishing a ratio between income and the amount of financing and thus the price of the property to be purchased. Simply put, you can finance a number of times your annual income, summarised in one term: borrowing capacity.

And this borrowing capacity can be up to 25% higher if (in short) you pay a relatively large amount of rent and have done so for at least two years without any problems and have not paid that rent from assets.

We can of course help you with the calculations and the application.